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Robert Talerman considers himself among the lucky who get to live in Cape Cod year around. The region, which makes up the hook-shaped peninsula in Massachusetts, is beautiful for its miles of coastline, beaches and waterways. “The natural beauty is the economy of the Cape and the islands,” says Talerman, president at Cape Cod Five Cents Savings Bank in Hyannis, Massachusetts. “It’s all that coastline and beaches and ponds and waterways. It’s why people come here to vacation or retire here.” But the majority of the buildings in Cape Cod use septic tanks, rather than hooking up to a sewer…
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