Scott Spencer
![](https://www.bankdirector.com/wp-content/uploads/2023/06/pexels-taryn-elliott-4457045-1024x400.png)
A Long-Term Approach to Credit Decisioning
Brought to you by PayNet
Alternative data doesn’t just benefit banks by enhancing credit decisions; it can help expand access to capital for consumers and small businesses. But effectively leveraging new data sources can challenge traditional banks. Scott Spencer of Equifax explains these challenges – and how to overcome them – in this short video.
- The Potential for Alternative Data
- Identifying & Overcoming Challenges
- Considerations for Leadership Teams