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Emily McCormick
Vice President of Editorial & Research
More and more frequently, Mark Kanaly sees examiners requesting to see a bank’s capital plan in addition to its strategic plan in advance of a regulatory exam. “Most banks will reach on the shelf and pull down what I would call a capital policy,” says Kanaly, a partner at the law firm Alston & Bird. But the two documents are distinctly different. A capital policy serves more as a guideline for decision-making. If capital falls below a certain level, how will a bank respond? A capital plan goes deeper, communicating a bank’s priorities and detailing how a bank plans to…
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WRITTEN BY
Emily McCormick
Vice President of Editorial & Research
Emily McCormick is Vice President of Editorial & Research for Bank Director. Emily oversees research projects, from in-depth reports to Bank Director’s annual surveys on M&A, risk, compensation, governance and technology. She also manages content for the Bank Services Program, including Bank Director’s Online Training Series. In addition to speaking and moderating discussions at Bank Director’s in-person and virtual events, Emily writes and edits for Bank Director magazine, BankDirector.com and Bank Director’s weekly newsletter, The Slant. She started her career in the circulation department at the Knoxville News-Sentinel and graduated summa cum laude from The University of Tennessee with a bachelor’s degree in Spanish and International Business.