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Why Your Board’s Risk Committee Structure Matters
Community bank boards have a lot of regulatory leeway when it comes how they oversee the critical risks facing their organizations, including cybersecurity. Because of this latitude, many boards are working to find the best way to properly address these risks, congruent with the size and complexity of their institution. “We’re evolving, and I think banks our size are evolving, because we are in that grey area around formal risk management,” says Robert Bradley, the chief risk officer at $1.4 billion asset Bank of Tennessee, based in Kingsport, Tennessee. “There’s no one way to approach risk management and governance.” As…
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