The Magazine

1st Quarter 2016

Has Digital Banking Reached a Tipping Point?

Digital banks continue to gain market share, while larger, more traditional banks experiment with their own digital subsidiaries. Is digital the banking model of the future?



Going to Jail

Has the day come when the U.S. Department of Justice will start aggressively prosecuting senior level financial industry executives? A new memo from the department and attorneys in the field suggest the answer is yes.

Under Pressure to Get Bigger

Smaller banks are feeling pressure to grow, but will declining loan quality put the industry at risk?

Can’t Anyone Here Play This Game?

Banks are terrible at branding, and that’s a problem in an industry where the leading product—money—is a commodity.


Finding Profitability in Bank M&A and Ag Lending

Bank Director’s ranking of the most active M&A acquirers and ag lenders finds that both strategies can deliver above average returns…if you’re good at it.