Banks are no strangers to risk, but a series of natural disasters on both sides of the country this past year proved that some banks face more risks than others. Just ask Phil Collins. He’s the president of Sound Bank, a Morehead City, North Carolina-based bank with a half-dozen branches along the coast that found itself squarely in the path of Hurricane Florence last September. The natural temptation in a situation like that is to flee. But d...
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