Why Be Big? At the end of 1990, there were 15,158 commercial banks and thrifts in the United States, according to the Federal Deposit Insurance Corp. By the end of last year, there were just 5,670. That, according to my calculation, is a 62.6 percent reduction in the number of banks over the last 27 years. Most of the decrease is attributable to the wave of acquisitions that have occurred throughout that period of time, as well as a significant ...
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