Point of View

July 18th, 2018
Why Be Big? At the end of 1990, there were 15,158 commercial banks and thrifts in the United States, according to the Federal Deposit Insurance Corp. By the end of last year, there were just 5,670. That, according to my calculation, is a 62.6 percent reduction in the number of banks over the last 27 years. Most of the decrease is attributable to the wave of acquisitions that have occurred throughout that period of time, as well as a significant ...

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Jack Milligan is editor-in-chief of Bank Director, an information resource for directors and officers of financial companies. You can connect with Jack on LinkedIn or follow @BankDirectorEd on Twitter.